Why the Arrived Amount Is Less Than the Sent Amount
First-time Binance depositors often encounter this confusion: they sent 100 USDT but only see 99 or even less on Binance. Who took the money?
The bottom line first: Binance does not charge any fees for receiving deposits. The reduced amount is because the sending side deducted fees. Understanding the fee structure will help you know what to expect for future deposits.
If you don't have a Binance account yet, sign up for Binance first. Download the Binance app to check actual received amounts in your deposit history.
Fee Components During Deposits
Sending Platform's Withdrawal Fee
When transferring from another exchange (OKX, Huobi, Bybit, etc.) to Binance, the sending platform charges a withdrawal fee that's deducted when you initiate the withdrawal. Different platforms may charge differently for the same coin and network.
On-Chain Gas Fees
When transferring from a decentralized wallet (MetaMask, Trust Wallet, etc.), you pay on-chain gas fees to blockchain validators. Gas fees are charged per transaction, not by percentage — transferring 10 USDT costs the same gas as transferring 10,000 USDT. This means small transfers have a higher proportional fee impact.
Gas Fee Comparison by Network
ERC20 (Ethereum): Most expensive, possibly $10-50 during busy times. TRC20 (Tron): Very cheap, usually under $1. BEP20 (BNB Chain): Also very cheap, usually a few cents. Solana: Extremely cheap, practically negligible.
Binance's Fee
Once more: zero. Binance charges absolutely nothing for on-chain deposits.
C2C Purchase Costs
When buying USDT via C2C with fiat, Binance also charges no fees. But your cost is hidden in the merchant's quoted price — the spread between market rate and merchant price is your implicit cost. Compare multiple merchants to save money.
How to Verify Fees Are Normal
Compare your sending platform's withdrawal record (sent amount, fee, actual on-chain amount) with Binance's deposit record. For the most authoritative data, check the transaction on a block explorer using your transaction hash.
How to Reduce Fee Losses
Choose low-fee networks (TRC20 or BEP20). Consolidate transfers instead of making frequent small ones. Watch for platform promotions with zero withdrawal fees. Use Binance internal transfers (via Binance ID or email) for completely free, instant transfers.
Through Binance's internal transfer feature, you can completely avoid on-chain fees.
Frequently Asked Questions
Is a difference of tens of dollars normal
On ERC20 during congestion, fees can indeed reach tens of dollars. On TRC20 or BEP20, the difference shouldn't exceed a few dollars. If the gap is unusually large, verify whether there was an operational error.
Can fees be refunded
No. On-chain fees go to blockchain validators and are non-refundable. Sending platform withdrawal fees are also non-refundable.
Is there a completely fee-free deposit method
C2C purchases have no fees (but include price markup). Binance internal transfers are completely free. On-chain deposits can't avoid fees entirely, but choosing low-fee networks minimizes the impact.
The Binance app deposit page displays network information to help you make the optimal choice.
Security Tips
If someone claims they can help you "deposit fee-free" or offers "proxy deposits," don't believe them. These are either scams or illegal money laundering channels. Using illegal channels may result in your account being frozen or legal risk. Conduct all deposits through Binance's official platform — fees exist, but safety is guaranteed.